How to Get SASSA SRD R370 Payment Without Card via OTP?
Lost your SASSA card or don’t have it with you? Worried about missing your SRD R370 grant payment? You can still withdraw your money using an OTP (One-Time Pin) sent to your registered phone. Here’s how to use this safe, cardless method.
How to Get SASSA SRD R370 Payment Without Card via OTP? (Quick Summary)
Contents
- 1 How to Get SASSA SRD R370 Payment Without Card via OTP? (Quick Summary)
- 2 What Is the SASSA OTP Withdrawal Method?
- 3 Who Can Use the SASSA OTP Withdrawal Option?
- 4 Step-by-Step Guide: How to Withdraw SASSA Money Without a Card Using OTP?
- 5 Common Issues and How to Solve Them
- 6 Can You Use OTP for Other SASSA Grants?
- 7 Safety Tips When Using OTP Withdrawals
- 8 Final Takeaway
You can withdraw your SASSA SRD grant without a card by using an OTP sent to your registered phone. Visit a Post Office or participating retailer with your ID and OTP to receive your payment. Ensure your cellphone number is verified and linked to your SRD application for success.
What Is the SASSA OTP Withdrawal Method?
The SASSA OTP (One-Time Pin) is a secure 6-digit code sent via SMS to your registered mobile number. It allows you to access your approved R370 Social Relief of Distress (SRD) grant at Postbank or participating retailers without needing your physical SASSA card.
This method was introduced to support beneficiaries who lost their cards, had them stolen, or temporarily don’t have access to them.
Who Can Use the SASSA OTP Withdrawal Option?
You can withdraw money using OTP if:
- You are approved for the SRD R370 grant.
- Your grant is paid via Postbank (a SASSA partner).
- Your mobile number is verified and linked to your SRD application.
- You have not collected the grant using your card already.
🔒 Important: The phone number must belong to you. SASSA does not allow the use of someone else’s number for security reasons.
Step-by-Step Guide: How to Withdraw SASSA Money Without a Card Using OTP?
Follow these steps to withdraw your grant safely without a card:
✅ Step 1: Wait for the Payment Approval
Check your SRD grant status at srd.sassa.gov.za. Once it says “Approved” and shows a payment date, your funds are ready.
✅ Step 2: Receive the OTP on Your Phone
After approval, you’ll get an OTP SMS from Postbank. This unique code is valid for a limited time and can only be used once.
Tip: If you didn’t receive the OTP, call Postbank’s helpline at 0800 53 54 55 to request it again.
✅ Step 3: Visit a Post Office or Participating Retailer
Go to your nearest Post Office or authorized retail partner (like Boxer, Pick n Pay, Shoprite, Checkers, Usave).
Take along:
- Your South African ID (original, not a copy)
- Your cell phone (with the OTP)
- A working SIM card in your name
✅ Step 4: Provide the OTP and ID to Withdraw
Tell the cashier or official that you are using the Postbank OTP withdrawal. Show your ID and the OTP received.
They will verify the code and hand over your cash if everything matches.
✅ Step 5: Collect Your Money
Once verified, you’ll receive your SRD payment in cash. Make sure to confirm the amount before leaving and keep the receipt.
Common Issues and How to Solve Them
❌ Didn’t Receive OTP?
- Ensure your number is correct and active.
- Contact Postbank Call Centre: 0800 53 54 55
- Avoid SIM swaps, as they can delay OTP delivery.
❌ OTP Expired?
- OTP codes are valid for a short time only (usually a few hours).
- If expired, you must request a new code through Postbank.
❌ Wrong Phone Number Registered?
If the number in your SASSA file is wrong or inactive:
- Visit srd.sassa.gov.za
- Log in with your ID number and phone
- Update your cell number under “Change Cellphone Number”
📌 Note: Changes may take up to 72 hours to reflect.
Can You Use OTP for Other SASSA Grants?
No. The OTP method works only for SRD R370 grants paid via Postbank. It is not available for:
- Child Support Grants
- Old Age Pension
- Disability Grants
Those require physical cards or bank-linked payments.
Safety Tips When Using OTP Withdrawals
To avoid scams and theft:
- Never share your OTP with anyone.
- Do not forward OTP SMS to friends or family.
- Always use official SASSA channels.
- Use retail stores in public areas for safety.
Final Takeaway
Withdrawing your SASSA SRD R370 grant without a card is possible and secure using the OTP method. As long as your mobile number is verified and your payment is processed through Postbank, you can access your funds at many retailers or post offices without any card hassles. Always keep your phone number up to date and your ID safe for smooth withdrawals.

I’m Mbali Mhlongo, founder of SASSACheckStatus.com with over 3 years of experience helping SASSA beneficiaries. I write informative blogs, share updates, and provide step-by-step guidance on grants, payments, and status checks. My mission is to make SASSA support easy, reliable, and accessible for everyone in South Africa.